Last updated: December 2025
By accessing and using The Insurance Guardian.com ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
The Insurance Guardian.com is an online insurance referral service. We match and directly connect consumers with insurance companies and agents across the United States. Our website does not provide insurance quotes directly to consumers and is not affiliated with any specific insurance carrier. We do not provide insurance and we do not represent any specific insurance provider or automobile company.
This website contains affiliate marketing links and phone numbers, which means that the operators of this site may receive commission on sales of the products or services advertised. The Insurance Guardian.com provides access to independent auto insurance services and acts as an affiliate to these services.
Insurance savings are not guaranteed. The quotes and rates provided through our service are estimates and may vary based on individual circumstances, coverage needs, and insurance provider policies.
You agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of The Insurance Guardian.com or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
The Insurance Guardian.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website. We are not responsible for the accuracy, completeness, or reliability of any information provided by third-party insurance providers.
The website is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free.
Our website may contain links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your interactions with third-party services are solely between you and the third party.
You agree to indemnify and hold harmless The Insurance Guardian.com, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the website or violation of these terms.
We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the updated terms on this page and updating the "Last updated" date. Your continued use of the website after such modifications constitutes acceptance of the updated terms.
We reserve the right to terminate or suspend your access to the website at any time, without prior notice, for any reason, including breach of these terms.
These terms shall be governed by and construed in accordance with the laws of the state of North Carolina, without regard to its conflict of law provisions.
If you have any questions about these Terms & Conditions, please contact us: